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Home Assistance

Home Assistance is a 24-hour help line, offering assistance with emergency household repairs that need to be carried out within 2 hours of the call for assistance and that could result in consequential damages. It may also refer to a situation where a caller has no access to essential services such as electricity, hot water or sanitary use.

Service providers are dispatched in the event of electrical and plumbing problems, if the services of a locksmith or glazier are required, or if an essential appliance needs to be repaired.

Product Benefits

  • Three incidents per year are covered, up to a maximum amount of R500 per incident
  • This cost includes a call out fee and distance travelled, but is limited to parts or labour that may be required
  • The service provider’s account is settled on behalf of the caller. If the incident amount exceeds R500, the caller pays the outstanding amount
  • The benefit period is one calendar year, from 1 January to 31 December, and the benefit does not accumulate, but is a maximum amount per incident
  • A repair incident is considered per service category, e.g. if an electrician is called out to repair a fault on the distribution board, as well as an electrical connection, this is treated as one call out and the cover is limited to R500
  • Callers are assisted in the event of a non-emergency situation; however the caller is then liable for costs and must settle directly with the service provider at the time of the repair

Product Cover

Electrical repairs to
  • Distribution boards, circuits, main cables
  • Earth leakage relays
  • Geyser connections, thermostats and elements
  • Plug points causing power failures
  • General house wiring
  • Light fittings or switches causing power failures
  • Lightning strikes on wiring
  • Burnt connections
  • Connections to all electrical motors (e.g. electric gate motor)
  • Municipal connections inside the property
Exclusions
  • Electric gates & doors
  • Jacuzzi, swimming pool and borehole pumps
  • Air conditioners and commercial refrigeration
  • Repairs not complying with regulated specifications such as SABS and others
Plumbing repairs to
  • Burst water connections and pipes
  • Municipal connections inside the property
  • Blocked drains, toilets, baths, taps and sinks
  • Geyser overflow, valves (Latco & pressure release)
Exclusions
  • Jacuzzis, swimming pools and boreholes
  • Leak detection inspections
  • Repairs not complying with regulated specifications such as SABS and others
Locksmith Services
  • If keys are broken off or lost for a main entrance or exit of the house
Exclusions
  • Burglary incidents – the caller will be assisted, but is liable for the cost and must reclaim this cost from the insurer or home owners’ policy
  • Outbuildings
  • Padlocks
Appliance repairs to
  • Fridges & freezers
  • Washing machines
  • Stoves and ovens only if complete function is lost – if one or more plates are working, it is not deemed an emergency repair.
Exclusions
  • Damages to cosmetic parts (parts not influencing the correct operation of the appliance)
  • Repairs to items damaged due to theft, rust, fire and ordinary wear and tear
  • All appliances not listed above, such as microwave ovens, tumble driers; TVs, DVD and video players, sound equipment and hand held appliances



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